April 15 is just around the corner, and most people have already received their tax documents for 2012 and are looking to file and hopefully get a refund. In addition to tax time, it's also the time of year that collection agencies will send out "settlement offers," claiming to help you, the debtor, settle your debts. In most cases, these "settlement offers" will ask you to report how much you expect to receive in your tax refund, in most cases so they know how much to offer to allow you to "settle" the debt. It is important to realize, however, that collection agencies are notorious for telling consumers their credit report will be "cleared," even though this rarely ever happens, and, in some cases, the company to whom you owed the original debt may not even have any knowledge of the collection agency's "settlement offer." If you are struggling with overwhelming debt and you have been contacted by a collection company in Oklahoma, consult our knowledgeable bankruptcy attorneys at Oklahoma Legal Center for legal help.
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