Contact our defense attorneys if you are facing credit card fraud charges in Oklahoma. Our lawyers are experienced in this area of the law and will fight for your rights.
Credit card fraud comes in a variety of different forms, but the primary goal of this type of crime is typically either to obtain goods without paying or to obtain unauthorized funds from an account. Credit card fraud and other types of fraud are considered serious offenses by Oklahoma lawmakers, and are punished as such. If you are facing credit card fraud charges in Oklahoma, contact our reputable criminal defense lawyers at Oklahoma Legal Center today.
Types of Credit Card Fraud
Credit card fraud is a wide-ranging term used to describe theft and fraud committed by using a fraudulent credit card in a transaction. While theft is the most obvious form of credit card fraud, this particular type of fraud can be carried out in a variety of different ways, including direct transactions with a bank, the illegal production of fictitious credit cards, or the unauthorized use of stolen credit cards. Credit card fraud can also be charged when personal information is stolen and used to apply for a credit card in another person’s name.
Penalties for Credit Card Fraud in Oklahoma
Under Oklahoma law, it is unlawful for any person to, willfully and with intent to defraud, obtain personal identifying information from another person, including but not limited to: name, address, Social Security number, date of birth, place of business, debit/credit account numbers, driver’s license number, etc. This law applies whether the victim is alive or dead. The state of Oklahoma has criminal laws in place to penalize those who commit identity theft, as well as civil laws that provide damages and other remedies to victims of identity theft in the form of credit card fraud. Those who carry out or attempt to carry out credit card fraud in Oklahoma may face penalties of up to $100,000 in fines and one to five years in prison.
Oklahoma Credit Card Act
Oklahoma law also indicates that it is unlawful for any person to willfully and knowingly obtain, or attempt to obtain, another person’s personal, financial, or other information from a financial institution by means of any fraudulent statement or document. Violators of this Oklahoma law may face penalties including up to ten years in prison, fines of up to $3,000, and court-ordered restitution. According to the Oklahoma Credit Card Act of 1970, it is considered a crime to:
- Take a credit/debit card from the person, possession, custody or control of another without the cardholder’s consent
- Hold or conceal a credit or debit card which has been lost or mislaid
- Sell or buy a debit or credit card from a person other than the issuer
- Intend to defraud any person who obtains control over a credit or debit card as security for debt
- Receive credit or debit cards issued to any other person
- Falsely make or emboss a debit or credit card without authorization of the issuer
- Have possession of a signed or unsigned credit or debit card or to sign a credit or debit card without the express authorization of the cardholder
- Use a credit or debit card that any person knows is forged or revoked
- Fail to furnish money, goods or services, represented to have been furnished upon presentation of a debit or credit card by the cardholder
- Possess one or more incomplete credit or debit cards with intent to complete them without the consent of the issuer
Consult Our Criminal Defense Attorneys Today
The penalties associated with credit card fraud in Oklahoma are severe and can significantly affect the freedom and financial status of a person convicted of this type of criminal offense. If you are facing charges for credit card fraud in Oklahoma, contact our criminal defense attorneys at Oklahoma Legal Center for help. It is imperative that you have a qualified defense lawyer on your side if you are charged with credit card fraud in the state, as they are familiar with Oklahoma laws and courtroom proceedings, and can help protect your rights.